Free
€0forever
- Up to 25 holdings, 1 portfolio
- Every asset class and currency
- 1 staged plan and 3 price alerts
- Export, privacy mode, 2-step verification
Founding 300 · now open
Everything you own. One honest number.
HOLDZO tracks your stocks, ETFs, crypto, gold, property and cash across every broker and every currency. Deposits never count as gains, and every price shows how fresh it is.
A friend invited you. Join now and you both get an extra month of Pro.
- Early access before the public launch
- 6 months of Pro, free
- €49/year founding price, kept while you stay
HOLDZO
EXAMPLE
Total portfolio value
€124,832.67
+€1,260.07 · +1.02% today
- BitcoinDELAYED 15M €48,210.44+2.41%
- MSCI World ETFCLOSE · EURONEXT €38,905.12+0.38%
- GoldCLOSE · 10 OZ €9,860.00−0.22%
- CashMANUAL · 2 ACCOUNTS €27,857.110.00%
- Read-only
- No bank passwords
- Hosted in Paris, EU
- Never gives advice
- Built in France
The €0 test
Can your tracker pass it?
- 01You put in €10,000.
- 02A month later, you add €2,000.
- 03Your account now shows €12,000.
How much did you gain?
The €2,000 was your own money. The value went up, the gain did not. HOLDZO keeps what you put in and what you earned apart on every number and every chart.
Money put in vs value
Deposits aren't gains.
A value chart goes up every time you add money. HOLDZO draws two lines: what you put in, and what it's worth. The space between them is your real gain, or your real loss.
- Gain shown in euros first, percentages only when they mean something
- Money-weighted and time-weighted returns, each explained
- Every total adds up to its lines. To the cent.
Value€0
Invested€0
Gain€0
Signature · staged plans
Plan your dips before they happen.
Set your price levels and amounts in advance, while you're calm. When a stage is reached, HOLDZO notifies you and shows your projected average cost. You decide. HOLDZO never trades and never advises.
- Stages drawn right on the price chart
- Budget progress and distance to the next stage
- One tap to record the purchase you made, linked to its stage
Bitcoin accumulation
EXAMPLE PLAN · BUDGET €6,000
- Stages reached
- 0 / 3
- Planned so far
- €0
- Projected average cost
- —
Freshness, always visible
Every price, clearly labelled.
"Real-time" is a promise few apps can keep across stocks, crypto and property. HOLDZO tells you how fresh each number is, where it came from, and when. If a price is missing, you see the last known one, never €0.
- DELAYED 15M
Crypto, refreshed every 15 minutes.
- CLOSE · 17:35
Stocks and ETFs at the official closing price.
- MANUAL · 12 SEP
Your own valuation of a flat or a watch, with a reminder when it gets old.
- STALE · LAST KNOWN
A source is late. You see the last price and its time, clearly marked.
Everything you own
Every asset. Every broker. Every currency.
Stocks, ETFs and funds, crypto, gold and silver, property, bonds and cash. PEA, CTO, assurance-vie, neobrokers, exchanges and wallets. Record a trade in seconds, or import your broker's CSV.
ALLOCATION · EXAMPLE
- Cash8%
- Bonds5%
- Real estate22%
- Precious metals7%
- Stocks18%
- ETFs & funds27%
- Crypto13%
US STOCK · HELD IN EUROS
Total gain+€1,240.00
From the price+€1,580.00
From the currency−€340.00
Private by design
Nothing to sync. Nothing to break.
HOLDZO never asks for your bank or broker passwords, and it can never move your money.
Read-only
It records, calculates and notifies. It can't trade, transfer or withdraw.
No bank passwords
Add trades by hand or import a CSV. No aggregator in the middle, no sync to fail.
Hosted in Paris
Your portfolio data stays in the EU, under GDPR.
Passkeys and 2-step
Sign in with Face ID or a fingerprint. Add an authenticator app if you like.
Private, not social
No public profiles, no leaderboards. Privacy mode hides every amount in one tap.
Yours to take
Export everything or delete your account whenever you want. Never behind a paywall.
Founding 300
Join before launch. Keep the advantage.
The first 300 people on the list become founding members. It ends at 300, or at the public launch, whichever comes first.
- 01
Early access
Invites go out in waves before the public launch. Founding members go first.
- 02
6 months of Pro, free
Instead of the standard 14-day trial. No card needed.
- 03
Founding price: €49 a year
Kept for as long as your Pro subscription stays active. Standard Pro is planned at €69 a year.
- 04
Bring friends, move up
Each friend who joins with your link moves you into an earlier wave, and you both get an extra month of Pro, up to 6.
The rules, in plain words
- Founding perks go to the first 300 unique email addresses on the list. One per person.
- The founding price applies to a Pro subscription started within 30 days of your invite. It stays for as long as that subscription stays active without a break.
- A referral counts when your friend joins with your link and creates an account at launch. Extra months are capped at 6.
- Duplicate, disposable or fake sign-ups don't count, and can be removed.
- Founding perks end at 300 founding members or at the public launch, whichever comes first. The waitlist stays open after that.
Pricing, up front
A generous free plan. One simple Pro.
Pro
€69a year · or €7.99 a month
- Unlimited holdings, portfolios and plans
- Money-weighted and time-weighted returns
- Currency effect and contribution by holding
- Up to 100 price alerts
FOUNDING MEMBERS · €49 A YEAR
Planned launch prices, VAT included. Subscribers keep their price for as long as they stay subscribed.
Why HOLDZO
Most of us have money in three or four places, and none of them tells the whole story. Adding a deposit looks like a gain. A missing price quietly shows zero. Syncs break and nobody says so.
HOLDZO is the tracker we wanted: every asset in one place, numbers you can check to the cent, prices that say how fresh they are, and plans you make before the market moves. Calm, precise, and yours.
Questions
What is HOLDZO?
A read-only portfolio tracker for individual investors. It brings stocks, ETFs, crypto, gold, property, bonds and cash from every broker and currency into one correct total, keeps the money you put in separate from your gains, and labels how fresh every price is.
When does it launch?
We're building it now. Founding members get invites in waves before the public launch, and everyone on the list hears first. No date yet, because we'd rather ship it right.
Is it free?
Yes. The planned free plan covers up to 25 holdings, one portfolio, one staged plan and three price alerts, with no time limit. Pro is optional.
Does it connect to my bank or broker?
Not at launch. You add trades by hand in a few seconds, or import a CSV export from your broker. HOLDZO never asks for your bank or broker passwords.
Can HOLDZO trade or move my money?
No. It records, calculates and notifies. It cannot trade, transfer or withdraw anything.
Does it give investment advice?
No. HOLDZO is an information tool. Staged plans, targets and alerts are rules you write yourself. HOLDZO shows the numbers and notifies you. You decide.
Where is my data stored?
The app is hosted in Paris, in the EU, under GDPR. Your waitlist email is collected through our form provider, Formspree, and used only for HOLDZO launch news and your founding perks.
Is HOLDZO available in French?
The app launches in English, with French as the first language added after that. This page is available in both.